“I feel so content at home knowing I have quality, care and support”
Overview of care costs and how it is funded
At some point in our lives most of us will require some level of care and support. For some this may only be a couple of hours care per day, whilst others may have higher needs and may require live- in homecare and support.
In our experience, live-in care costs about the same as spending time in a standard residential care home. However, an average care home has one carer for every five to ten clients. One of the main advantages of live-in care is the personalised one-to-one services. Staying at home also provides you with stability, as moving from your home can be very stressful and unsettling.
As we are a small private, company we can offer a quality, personable service at an extremely cost effective price as we do not have the huge overheads that franchises or large companies have.
Live-in homecare is also very cost effective as you remain in your property. Properties generally increase in value each year meaning the increase could help cover some of the cost of your care.
Our carers will also undertake many household duties for you. This means our clients do not need to rely on additional services such as a cleaner or a shopper.
Care costs and funding options vary on individual circumstances. We have three different price bandings varying from “low care needs” to “high care needs”.
The information below should give some insight into each area of funding you may be entitled to.
For an individual quote please call 0800 634 3227. Please note VAT is NOT added to any of our care services as VAT is not chargeable to care services in the UK. We charge a small additional fee when caring for a couple which again makes us very competitive compared to the price of two people living in a care or residential home.
OPTIONS FOR FUNDING YOUR CARE
ATTENDANCE ALLOWANCE: (Everyone receiving care is entitled to this payment)
- Available to anyone over 65 years
- Basic amount is £54.45 or £81.30
- You can apply online
- Tax free
- Non- means tested
- Can be used for homecare
NHS CONTINUING HEALTHCARE (NCH):
- Also non- means tested
- Can be used for home care
- Funded by the NHS
- Must have an assessed health need
- Provides a guaranteed minimum level of income If it is below:
- £148.33 (single person) or £148.35 (Couple)
LOCAL AUTHORITY SUPPORT: (Please note we accept Direct payments)
- This type of funding is only available if your capital assets are less than £27,000
If you do not qualify for any care funding available (apart from the attendance allowance) then you will be responsible for funding your own care. However please check out the following options as you could be entitled to some benefits or may like to seek further assistance regarding your options:
- COUNCIL TAX REDEMPTION / EXEMPTION
- DISABILITY LIVING ALLOWANCE / PERSONAL INDEPENDENT PAYMENTS (PIP)
- ANY OTHER BENEFITS OR ENTITLEMENTS
- EQUITY RELEASE OPTIONS
- IMMEDIATE NEED ANNUITY (Insurance policy known as a care fee plan)
- SPEAK TO AN INDEPENDENT FINANCIAL ADVISOR FOR ANY OTHER OPTIONS.
OUR CARE COSTS
FULLY MANAGED SERVICE:
We are very competitive and believe in fair and transparent pricing. Our costs start from as little as £118.57 per day and will depend on individual requirements. If the care is for you and your spouse, there is a small additional charge. Please note we provide medical grade gloves free of charge and do not charge a carers food allowance.
Our carer Introduction Service charges an initial one off and non - refundable registration fee of £115 or £135 for a couple.
We will then charge from £138 per week as our agency fee which will be invoiced monthly. As your carer will be self- employed, engaging with you directly, you will pay your carer directly each month. Self -employed carers wages can be discussed and recommendations can be given to you. Generally, this would range between £500 - £700 per week.
Fee Rate ScheduleParamount Live- in Care believe in providing clear and transparent pricing ensuring clients understand fully our costs and what is included within the costs. We are registered with the Care Quality Commission (CQC) meaning our professional care services are not subject to VAT. VAT will not be added your invoices.
Please note there is no registration fee for this service.
A spouse can be added to your care package for a £20 per day supplement
- Managed Service Band 1£830 p/week
Services included in this package if required are: low care needs, personal care, medication assistance, companionship, outings, meal preparation.
- Managed Service Band 2 £899 p/week
Services included are as above but cater for medium care needs.
- Managed Service Band 3 £950 p/week
Services included are as above, but cater for high care needs, could be: support such as hoisting or special care.
Please note there is a non- refundable administration fee for this service of £115.
- We charge a set agency fee of £138 p/week, This fee is £160 for respite or short term over or by individual quote.
- This fee will be charged monthly in arrears by invoice.
- We can provide medical grade gloves.
- Clients will be responsible for paying the Carer directly every month approx. £600 - £700 p/w.
- We charge a £15 per week supplement for a spouse to be added to this package
Travel: Live-in carer’s will be entitled to claim a maximum £30.00 travel expense for a return trip to travel to a client’s home and then back to their home. This cost will be added to your invoice.
Bank and Public Holidays: All care services delivered on a bank or public holiday will be charged at time and a half the standard rate. Christmas Day, Boxing Day and New Year’s Day will be charged at double the standard rate. Please note Paramount Live-in Care do not charge extra for public holidays.
CONTACT US NOW FOR YOUR QUICK QUOTE THAT TAKES UNDER FIVE MINUTES OR COMPLETE THE ENQUIRY FORM.